Driving through Ellensburg often feels like something special, but there’s one thing every driver here knows, and that is wildlife is part of the area. Whether it’s a deer darting across the road or an elk calmly strolling by, these encounters can be unpredictable and sometimes dangerous. The question is, are you ready if something goes wrong?
What Happens If You Hit an Animal?
It’s a scenario no one wants to think about, but it happens more often than you might expect. A deer suddenly appears in front of your car, and you don’t have time to stop. The damage can range from a cracked windshield to major dents in your vehicle. This is where auto insurance comes in. With the right coverage, you won’t have to worry about paying for repairs out of pocket.
How Auto Insurance Can Help
Not all insurance policies cover wildlife-related accidents, so it’s important to know what’s included in yours. Here are the key types of coverage to look for:
- Comprehensive Coverage: This covers damage caused by hitting an animal, like repairs to your car’s body or windshield.
- Collision Coverage: If you swerve to avoid an animal and hit something else, like a tree or guardrail, collision coverage can help.
- Medical Payments Coverage: If anyone in your car is injured during the accident, this can help with medical bills.
Having these protections in place means you can drive with confidence, knowing you’re covered no matter what happens.
Simple Ways to Stay Safe
Of course, the best way to deal with wildlife collisions is to avoid them altogether. Here are some tips to help you stay safe on Ellensburg’s roads:
- Slow down in areas where wildlife crossing signs are posted.
- Be extra cautious during dawn and dusk when animals are most active.
- Use your high beams on dark roads to spot animals sooner, but dim them for oncoming traffic.
- Keep a safe distance from the car ahead to give yourself more time to react.
These small adjustments can make a big difference in preventing accidents.
Armored Insurance Has Your Back
At Armored Insurance, we know Ellensburg drivers face unique challenges on the road. Whether it’s wildlife crossings or other unexpected situations, we’re here to help you find the right auto insurance policy. Our team will work with you to make sure you’re protected, so you can focus on enjoying the drive.
Have questions about your coverage? Contact Armored Insurance today to learn more and get the protection you need for driving in Ellensburg!
